Medicare and You is the official U.S. government Medicare handbook. It is prepared each year by CMS (Centers for Medicare and Medicaid Services)
Scope of Appointment form is required by CMS prior to our discussion of specific plan options
You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.
Medicare Part B helps cover medically-necessary services like doctors' services, outpatient care, home health services, and other medical services. Part B also covers some preventive services. You can find out if you have Part B by looking at your Medicare card.
A Medicare Advantage Plan (like an HMO or PPO) is another health coverage choice you may have as part of Medicare.
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. In all plan types, you are always covered for emergency and urgent care. Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you are in a Medicare Advantage Plan. Medicare Advantage Plans aren’t considered supplemental coverage.
Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage.
Medicare offers prescription drug coverage (Part D) to everyone with Medicare. Medicare Part D plans are offered by private companies to help cover the cost of prescription drugs. Everyone with Medicare can get this optional coverage to help lower their prescription drug costs. Medicare Part D generally covers both brand-name and generic prescription drugs at participating pharmacies.
RHBenefits.com and Retire-Happy.info contain information about and access to insurance plans for Medicare beneficiaries, individuals soon eligible for Medicare and those advising on behalf of Medicare beneficiaries. It is operated by RH Benefits Insurance Services, Inc., a licensed health insurance agency certified to sell Medicare products. RHBenefits.com and Retire-Happy.info are not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency.
Agents of RH Benefits Insurance Services, Inc. are licensed in various states and certified representatives of Medicare Advantage HMO, POS, PPO and PFFS organizations and Medicare Prescription Drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. This information is available for free in other languages. Please call us at 909-237-6334 (TTY 711), Mon-Fri / 9:00am - 5:00pm PT.
Tenemos servicios de intérprete sin costo alguno para responder cualquier pregunta que pueda tener sobre nuestro plan de salud o medicamentos. Para hablar con un intérprete, por favor llame al 1-909-237-6334 (TTY 711). Alguien que hable español le podrá ayudar. Este es un servicio gratuito.