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Speak with an agent TTY 711 M-F 9-5 (800)485-0535


  • Home
  • Who we are
  • What we do
  • Find an Agent
  • Get in Touch
  • Medicare
  • Life Insurance
  • Legal Docs
  • Join Our Team
  • Contact
  • Events
Welcome to our

medicare resource center

Whether you are just turning 65 or have had Medicare for many years, we are here to provide the help you need.


Our services are at NO COST to you

  • Analysis of Options
  • Review of current Medicare health plan
  • Service help with your plan
  • Annual review of benefits


Let us show you how to "Get More from Medicare"

Find out more

REQUEST YOUR MEDICARE CARD

Social Security site

APPLYING FOR YOUR MEDICARE CARD

New to Medicare

If you are newly eligible for Medicare Part A (Hospital Insurance) and Part B (Medical Insurance), you may apply online. Because you may have to pay a premium for Part B coverage, you can turn it down. You do not have to claim Social Security retirement benefits apply for Medicare. If you don't currently receive any Social Security income, you may get a bill for your Part B Medicare. Let us guide you.


If you’re eligible at age 65, your initial enrollment period begins three months before your 65th birthday, includes the month you turn age 65, and ends three months after that birthday.


If you choose not to enroll in Medicare Part B and then decide to do so later, your coverage could be delayed and you may have to pay a higher monthly premium for as long as you have Part B.


 You can call Social Security toll-free at 1-800-772-1213 for more information.  

Already have Medicare Part A

If you already have Medicare Part A (Hospital Insurance) and you’re eligible to enroll in Medicare Part B (Medical Insurance) through a Special Enrollment Period (SEP), you have options for how to apply. You can apply online or you can mail your completed CMS 40B, Application for Enrollment in Medicare - Part B (Medical Insurance) to your local Social Security office. 


You’ll also need to send CMS L564 - Request for Employment Information, and a required proof of employment, Group Health Plan (GHP), or Large Group Health Plan (LGHP) coverage with your 40B form. 


Download forms here.


You can also fax your enrollment forms and evidence of employment and health coverage to your local Social Security office. 


You can call Social Security toll-free at 1-800-772-1213 for more information.

Download Medicare Resources

Scope of Appointment form is required by CMS prior to our discussion of specific plan options.

Medicare and You is the official U.S. government Medicare handbook. It is prepared each year by CMS (Centers for Medicare and Medicaid Services) 

SCOPE of Appointment Form (pdf)Download
Medicare and You 2022 (pdf)Download
CMS-L564E Employer Verification of Coverage (pdf)Download
CMS-40B-E Application for Medicare Part B (pdf)Download

GO TO OFFICIAL MEDICARE.GOV SITE

Medicare.gov

Parts a, b, c & d explained

Part A helps cover the following:

  • Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals)
  • Inpatient care in a skilled nursing facility (not custodial or long-term care)
  • Hospice care services
  • Home health care services
  • Inpatient care in a Religious Non-medical Health Care Institution.

You usually don’t pay a monthly premium for Part A coverage 

if you or your spouse paid Medicare taxes while working. 

Part B helps cover the following:

  Medicare Part B helps cover medically-necessary services like doctors' services, outpatient care, home health services, and other medical services. 

Part B also covers some preventive services. 


HOW DO YOU GET MEDICARE PART B?


  • If you get benefits from Social Security or the Railroad Retirement Board (RRB), in most cases you will automatically get Part B starting the first day of the month you turn 65. If your birthday is on the first day of the month, your Part B will start the first day of the prior month. If you are not receiving benefits, you may need to apply for a Medicare Card. 


  • If you do not want Part B, follow the instructions that come with the card, and send the card back. If you keep the card, you keep Part B and will pay Part B premiums.

What is Part C? (Medicare Advantage)

Medicare Advantage Plans, sometimes called "Part C" are offered by private insurance companies with a contract with Medicare.

If you join a Medicare Advantage Plan, the plan will provide all of your 

  • Part A (Hospital Insurance) and 
  • Part B (Medical Insurance) and most include 
  • Part D (Prescription Drug Coverage) [varies by plan]

Coverage is typically through an HMO or PPO.


MEDICARE ADVANTAGE PLANS 

AREN'T CONSIDERED A SUPPLEMENT.


Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you are in a Medicare Advantage Plan. 


Most Medicare Advantage Plans offer extra coverage, such as 

vision, hearing, dental, and/or health and wellness programs. 

Part D (Prescription Drug Coverage)

Medicare offers prescription drug coverage (Part D) to everyone with Medicare. Medicare Part D plans are offered by private companies to help cover the cost of prescription drugs. Medicare Part D generally covers both brand-name and generic prescription drugs at participating pharmacies.


THERE ARE TWO WAYS TO GET MEDICARE PRESCRIPTION DRUG COVERAGE:


  • Medicare Prescription Drug Plans. These stand aloneplans (sometimes called “PDPs”) add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.


  • Medicare Advantage Plans (like an HMO or PPO) or other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Part A and Part B coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.”

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GetMedicare.info and RHBenefits.com contain information about and access to insurance plans for Medicare beneficiaries, individuals soon eligible for Medicare and those advising on behalf of Medicare beneficiaries. It is operated by RH Benefits Insurance Services, Inc., a licensed health insurance agency certified to sell Medicare products. GetMedicare.info and RHBenefits.com are not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. 


Agents of RH Benefits Insurance Services Inc. are licensed in various states and certified representatives of Medicare Advantage HMO, POS, PPO and PFFS organizations and Medicare Prescription Drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.


The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. This information is available for free in other languages. Please call us at 909-237-6334  (TTY 711), Mon-Fri / 9:00am - 5:00pm PT. 


Tenemos servicios de intérprete sin costo alguno para responder cualquier pregunta que pueda tener sobre nuestro plan de salud o medicamentos. Para hablar con un intérprete, por favor llame al 1-909-237-6334 (TTY 711). Alguien que hable español le podrá ayudar. Este es un servicio gratuito.  

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Copyright © 2012-2022 RH Benefits Insurance Services, Inc. - All Rights Reserved. 


Please see important disclosures and licensing information. CA License 0K75458

CMS has neither reviewed nor endorsed this site.

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Hi, I'm Rob Haskins, the CEO and Founder. 

We're glad you landed on our site. 

We Help People Retire Happy and Get more from Medicare.  


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